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Home insurance coverage can differ from policy to policy depending on a multitude of factors. Being aware of these factors that affect your premium can ensure that you are appropriately…

In its most recent available data, the U.S. Fire Administration reported that firefighters responded to 204,000 car fires in 2016 with an average of 345 people dying each year between…

Auto insurance can be complex and difficult to understand. With all the information available to policyholders, it can be challenging to decipher the facts from myths. Knowing what’s covered under…

Inaccuracies on your auto insurance application can end up costing you more money in the long run. This includes things like: Not listing all drivers—Anyone who continuously drives your vehicle,…

Though basking in the sun is relaxing and fun, it is also dangerous for your health. Skin cancer is both dangerous and common – it is the most common form…

A natural disaster can be one of the most devastating events in a person’s lifetime. Families can be uprooted and entire neighborhoods can be destroyed in the blink of an…

Q& A with Brad Nelson Life and Group Benefits Consultant Started work at BHC Insurance in Northwest Arkansas in September 2017 WHAT WOULD YOU MOST LIKE PEOPLE TO KNOW ABOUT…

Lightning storms are incredibly dangerous and more deadly than tornadoes, floods and hurricanes. When a storm is on the verge of striking your area, you need to know the steps…

Many backyard gatherings are centered around the grill and the family’s resident chef who is creating all the enticing aromas. In spite of how great grilled foods taste, gas and…

Health care costs continue to rise, and it can feel as though there is nothing you can do to combat the expenses—but there is. Taking control of your overall well-being…

Download an app that can show you the price of gas at each station in the area. However, be sure to choose a station before you drive so you won’t…

Your home’s heating, ventilation and air conditioning (HVAC) system keeps the air in your home clean and free of pollutants. However, you need to keep your HVAC system’s filter cleaned…

Many people wrongly assume that they’ll have plenty of time to escape from their home if they notice fire. The reality is that the modern, synthetic materials that are commonly…

When purchasing coverage for their home, policyholders often make the mistake of simply insuring it for the resale value. However, should a flood, storm or other event occur, they may…

Life and Group Benefits Consultant John Paul Jamison joined BHC Insurance in March 1999. We had a few questions for him as he celebrates 20 years with the agency.  How…

Part of being a safe driver is preparing for any situation you could encounter on the road, but in a worst-case scenario, you need to ensure you have some essential…

Accidents and natural disasters can strike without warning, causing costly damage to your home, vehicles and personal belongings. When this happens, you will have to file an insurance claim in…

Unfortunately, many people wrongly assume that auto and umbrella insurance policies will provide reimbursement for all aspects of an accident on the road. Instead, both of these policies cover your…

With winter weather affecting us all in our attempts to remain comfortable, it's also the time of year which presents the greatest risk for an invisible threat. Carbon monoxide is…

In spite of the ambiance and relaxation that a fireplace provides, there are also inherent fire dangers. To combat the risk of fire or inhalation of dangerous carbon monoxide (CO)…

To help prevent ladder injuries, practice the following safety tips. Setting up Safely Make sure you select the correct ladder for the job—check the length and duty rating. Proper length…

Autumn brings less daylight, which results in an increase in traffic deaths. In fact, since drivers aren’t used to the decreased visibility, traffic deaths are three times more common after…

While it may be difficult to imagine it happening to you, home break-ins are a common occurrence. If an intruder enters your home, your property and the well-being of your…

As with any cooking tool, it’s important to use caution when using a turkey fryer as it can be extremely dangerous. Here are some tips to consider when frying a…

Do you remember how much fun it was to get dressed up as your favorite action hero, cartoon character or princess and go door to door for Halloween treats? Well,…

Driving safely requires full concentration and vigilance. However, during weather events like heavy fog, visibility is poor and can negatively impact your driving. To remain safe when driving in fog,…

Vehicle technology seems to advance each year, as new features improve driver and passenger safety. The following are just a few driver-assist features to be aware of the next time…

Getting into an automobile accident is scary enough without the added stress of being unsure how to handle the situation. We want you to have all the information that you…