Earthquake Insurance
If you live in a seismically active area, earthquake insurance can be crucial. Standard homeowners policies don’t cover earthquake damage — leaving you to pay out of pocket. Earthquake insurance covers structure, personal belongings, and additional living expenses if your home becomes uninhabitable.
The professionals at BHC Insurance will outline your protection options.
Earthquakes cause swift, extensive structural damage — foundation cracks, collapsed walls, broken pipes, and more.
Some earthquake policies offer retrofitting discounts to strengthen homes against future seismic activity. Our team can help you understand your risk and your coverage options.
Earthquake damage is excluded from standard homeowners policies — a separate earthquake policy fills this critical gap in your protection.
Earthquake Insurance — Coverages Can Include:
Structural/foundation damage
Personal belongings
Additional living expenses
Foundation & wall repairs
Broken pipes & systems
Retrofitting discounts
Swift recovery support
Specialized seismic coverage
United States Seismic Risk Map
Contact BHC Insurance to learn more about earthquake insurance options for your property.