From design and administration to communication, our team will lead you to a custom-tailored plan that retains valued employees, attracts qualified candidates, all while helping you stay within budget. As your trusted group benefits advisor, we will continually analyze your employee benefits data to determine whether your current plan continues to meet your needs.
- Predict, plan and perform
- Proactive strategies and services
- Preparation for future
- Opportunities and threats
- Team Size and Focus
- Experience
- Proactive Reaction to Needs
- Effective, Efficient and Respectful
- Evaluate, examine and predict
- Team approach
- Delegation of duties
- Maximize experience and resources
A traditional group health insurance plan. The insurance company assumes the financial and legal risk of loss in exchange for a fixed premium paid by the employer. The insurance carrier pays health care claims as outlined in the policy.
Sometimes called partially-funded, the employer pays a set amount each month. At the end of the year, if the total paid out in claims is greater than the employer’s contribution, the insurance company covers the difference.
Employers retain the risk of paying for their employees’ health care claims themselves, either from a trust or directly from corporate funds. Stop-loss insurance helps limit your exposure in the event of a catastrophic claim
- Dental Plans
- Vision Plans
- Group Life Insurance
- HSAs and FSAs
- Dependent Care Accounts
- Short & Long Term Disability
- Accident and Hospital Indemnity
- Critical Illness Cancer