Divorce and Your Insurance Coverage
Going through a divorce is stressful, it's also a time when you need to reassess your finances. To start, consider the following steps: • Review all insurance policies in place…
Unexpected || July 23-30 || Location Map
Here's a look at all the Unexpected projects in Fort Smith. The 2017 projects are in PINK. Learn more at http://www.unexpectedfs.com/
Playing it Safe: Your Trip Abroad
If you’re traveling outside of the United States, the best way to ensure a safe trip is to prevent problems before they happen. The more you know before you go,…
SNAPCHAT “SNAP MAP” SAFETY
What is Snap Map? Introduced in a June 2017 update, Snap Map allows users to share their exact location with their friends within the Snapchat app. Snap Map gathers location…
Fireworks Safety 101
Fireworks are a staple at festivities for many Americans during the Independence Day weekend. Here are some safety suggestions to help you avoid accidents when using fireworks. • Do not shoot…
Protecting Your Identity
Identity thieves will steal your wallet, purse or laptop, pick through your mail, dig through your garbage, hack into your computer or stage email and telephone scams to obtain your…
Drones: The Risk Exposures to Your Business
While the military and hobbyists have been using unmanned aerial systems (UAS), better known as drones, for some time now, businesses are just starting to adapt the technology for their…
Using Drones Safely
Drones are usually thought of as toys or hobbyist aircraft. However, they also constitute a substantial risk to your family, home and privacy. Whether or not you own a drone,…
Grilling Safety Reminders For Your Summer BBQ
Though grilling is an extremely popular way to prepare food in the summer, it can also be dangerous. According to the U.S. Fire Administration, gas and charcoal grills account for…
It’s not uncommon for rental car agencies to offer you the opportunity to purchase additional auto coverages on your rental, but do you need them? We have the answers!
Do You Need Car Rental Insurance?
The best time to make the decision about whether you will need extra rental car insurance is before you’re standing at the car rental counter. Collision Damage Waiver (CDW), or…
Boat Insurance for Smooth Sailing
You can insure just about any kind of vessel, whether you have a yacht, speed boat or personal watercraft like a JetSki. Every type of boat has the potential to…
Summer Water Safety Refresher
Summer Water Safety Refresher Teach children water safety and swimming skills as early as possible. Always brief babysitters on water safety, emphasizing the need for constant supervision. Appoint a “designated…
Now Hiring – Commercial Lines Processor
Position Summary The Commercial Lines Processor will perform the essential duties of this position, which include working closely with the Customer Service Representative with the processing of assigned tasks. The…
The Agent Advantage
What do I give up by not using an agent to purchase insurance? The disadvantage of not using an agent to purchase insurance is that the policyholder does not receive…
PROTECTING AGAINST HAIL DAMAGE
Hail can strike geographically anywhere and can cause major damage to your vehicle. If a hailstorm strikes without warning, take the following precautions to keep yourself and your vehicle safe.…
Facts About Flash Floods
Flash floods occur as a result of heavy rainfall, rapid snow thaw, city drains overflowing or dam/levee failures. They occur quickly and unexpectedly, within 6 hours of the events that…
It’s Tax Season. It’s Also IRS Phone Scam Season.
Prepare Yourself for IRS Phone Scams Your phone rings. When you check, the caller ID shows it's the IRS calling. (Three letters that can give you a sinking feeling in…
I Lease My Car, Do I Need Gap Insurance?
Whether you lease your car or have an outstanding auto loan, Gap insurance can provide valuable protection during the early years of your car’s life. As we all know, a…
Motorcycle Insurance
Buying motorcycle insurance is very similar to buying automobile insurance. Typically, you will need the following coverage: Liability insurance to cover you for bodily injury or property damage resulting from…
Insuring Your Home During Remodeling
If you're adding an extra room or improving your home in some way, you will likely need to update your homeowners insurance policy so that the new addition or improvements…
Insuring a New Driver
When your new driver is named on an existing auto insurance policy or obtains his or her own insurance, the company providing the coverage is assuming an additional risk. In…
Have New Jewelry in the House? Protect it!
The Holiday's may be over and Valentine's Day is approaching, and while it may be cold outside love is still in the air. Well, love and a few other things…
Personal Umbrella – The Ultimate Armor for Today’s World
A personal umbrella policy is sometimes misunderstood. That's unfortunate because the personal umbrella is an insurance "best buy". It is inexpensive and does its job well. Let's take a look…
Windshield Damage – Repair or Replace?
WHACK! A rock just bounced off your windshield, leaving a dime-sized chip right in front of your nose. Not only does it obstruct your view, but if it's like…
Protect Your Family From the Dangers of Carbon Monoxide
With winter weather affecting us all in our attempts to remain comfortable, it's also the time of year which presents the greatest risk for an invisible threat. Carbon monoxide is…
Danger of Carbon Monoxide Poisoning Highest in Winter
Carbon monoxide (CO) is considered the “silent killer” because it is impossible to see, taste or smell the toxic fumes, and it can kill you before you are aware it…
Insuring A Home Based Business
Generally speaking, homeowners insurance does not cover your home business. Some standard homeowners policies cover a maximum of $2,500 for business equipment in the home, but none cover business-related liability…
Hosting Thanksgiving? Have Fun. Be Smart.
Here are some considerations for protecting guests and your home during a party: • Slips and falls are the most common dangers in residential properties. To protect your guests, clear…
Now is the Time to Steer Clear of Deer
Love is in the air and that means deer are more active than usual. It's time for the Deer Rut (mating season) and it sends the deer into a frenzy.…
Insuring Your Rental Car
The best way to protect yourself when using a rental car is to purchase a regular automobile insurance policy that explicitly extends collision and comprehensive coverage to rental cars in…
