Recent studies have shown that receiving a distracted driving violation can increase your auto insurance premiums by an average of 19.7%. Insurance penalty amounts can vary by state, with some states issuing penalties that may raise your annual insurance rates by 56%.

With car insurance premiums already at an all-time high, it’s important to eliminate the following driving distractions to avoid a penalty:

  • Texting, talking or playing on your phone
  • Tinkering with the stereo or navigation systems
  • Eating food or drinking beverages
  • Interacting with the passengers in your vehicle

Whether it’s using software to track a driver’s smart phone usage while on the road, or by continuing to boost driver penalty amounts—insurers are working to penalize those contributing to this dangerous epidemic. Be sure to minimize distractions in order to avoid costly premium increases.