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23 Jun Drones: The Risk Exposures to Your Business

While the military and hobbyists have been using unmanned aerial systems (UAS), better known as drones, for some time now, businesses are just starting to adapt the technology for their own uses. UAS are creating new opportunities—and new risks—for businesses to evaluate, and regulators and…

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23 Jun Using Drones Safely

Drones are usually thought of as toys or hobbyist aircraft. However, they also constitute a substantial risk to your family, home and privacy. Whether or not you own a drone, it’s important that you’re aware of regulations and safety tips regarding their use. Registering Your…

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20 Jun Grilling Safety Reminders For Your Summer BBQ

Though grilling is an extremely popular way to prepare food in the summer, it can also be dangerous. According to the U.S. Fire Administration, gas and charcoal grills account for an average of 10 deaths and 100 injuries annually. Additionally, the National Fire Protection Association…

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14 Jun Insuring Your College Student

When your child leaves for college, it is a big event. One thing that you should think about is your insurance coverage and how it could change with your son or daughter away at school. Protecting Your Student’s Belongings Many homeowners policies consider a dorm…

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12 Jun Do You Need Car Rental Insurance?

The best time to make the decision about whether you will need extra rental car insurance is before you’re standing at the car rental counter. Collision Damage Waiver (CDW), or Loss Damage Waiver (LDW), relieves you of financial responsibility if your rental car is damaged…

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06 Jun Boat Insurance for Smooth Sailing

You can insure just about any kind of vessel, whether you have a yacht, speed boat or personal watercraft like a JetSki. Every type of boat has the potential to be stolen or damaged, and can be involved in an incident that results in harm…

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31 May Summer Water Safety Refresher

Summer Water Safety Refresher Teach children water safety and swimming skills as early as possible. Always brief babysitters on water safety, emphasizing the need for constant supervision. Appoint a “designated watcher” to monitor children during social gatherings at or near pools. Equip doors and windows…

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18 Apr Now Hiring – Commercial Lines Processor

Position Summary The Commercial Lines Processor will perform the essential duties of this position, which include working closely with the Client Service Professional with the processing of assigned tasks. The Commercial Lines Processor works under the direction of the Commercial Lines Manager. Essential Functions Performs…

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07 Apr The Agent Advantage

What do I give up by not using an agent to purchase insurance? The disadvantage of not using an agent to purchase insurance is that the policyholder does not receive as much, or often any, personal service. A licensed agent with whom there is direct…

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27 Mar PROTECTING AGAINST HAIL DAMAGE

Hail can strike geographically anywhere and can cause major damage to your vehicle. If a hailstorm strikes without warning, take the following precautions to keep yourself and your vehicle safe. Do not get out of your vehicle if you are driving during a hailstorm. If…

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16 Mar Facts About Flash Floods

Flash floods occur as a result of heavy rainfall, rapid snow thaw, city drains overflowing or dam/levee failures. They occur quickly and unexpectedly, within 6 hours of the events that caused them. Here are more facts to give you an idea of how dangerous flash…

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20 Feb Motorcycle Insurance

Buying motorcycle insurance is very similar to buying automobile insurance. Typically, you will need the following coverage: Liability insurance to cover you for bodily injury or property damage resulting from an accident with your motorcycle. Be sure to ask us whether your policy covers injuries…

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20 Feb Insuring Your Home During Remodeling

If you’re adding an extra room or improving your home in some way, you will likely need to update your homeowners insurance policy so that the new addition or improvements will be covered. You should do this before you start any work, because if you…

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13 Feb Insuring a New Driver

When your new driver is named on an existing auto insurance policy or obtains his or her own insurance, the company providing the coverage is assuming an additional risk. In order to cover that new risk, there is an additional cost for insuring the young…

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16 Jan Have New Jewelry in the House? Protect it!

The Holiday’s may be over and Valentine’s Day is approaching, and while it may be cold outside love is still in the air. Well, love and a few other things perhaps, such as new jewelry. It’s exciting to receive jewelry from a loved one –…

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03 Jan Windshield Damage – Repair or Replace?

  WHACK! A rock just bounced off your windshield, leaving a dime-sized chip right in front of your nose. Not only does it obstruct your view, but if it’s like other rock chips you’ve received, it’ll soon sprout cracks that spread like wildfire. There was…

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01 Dec Protect Your Family From the Dangers of Carbon Monoxide

With winter weather affecting us all in our attempts to remain comfortable, it’s also the time of year which presents the greatest risk for an invisible threat. Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And…

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14 Nov Insuring A Home Based Business

Generally speaking, homeowners insurance does not cover your home business. Some standard homeowners policies cover a maximum of $2,500 for business equipment in the home, but none cover business-related liability or other losses. If you run a business from your home (and there are about…

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14 Nov Hosting Thanksgiving? Have Fun. Be Smart.

Thanksgiving is a wonderful time to gather with family and friends. Be sure your guests are safe and secure while you’re hosting them. Here are a few tips. Here are some considerations for protecting guests and your home during a party: • Slips and falls…

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19 Oct Insuring Your Rental Car

The best way to protect yourself when using a rental car is to purchase a regular automobile insurance policy that explicitly extends collision and comprehensive coverage to rental cars in any state or country. If you don’t own a car and you rent on a…

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15 Oct Halloween Safety Tips

Halloween is an exciting time of year for kids, and to help ensure they have a safe holiday, here are some tips from the American Academy of Pediatrics (AAP). All Dressed Up: Plan costumes that are bright and reflective. Make sure that shoes fit well…

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10 Oct Stay Safe On That Hayride

7 Tips for Fall Fun Safety There’s perhaps nothing that more embodies fall than heading down to the local pumpkin patch. You can pick out the perfect gourd for carving, purchase apple cider and donuts, wander through a corn maze and hop on a hayride….

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12 Sep Personal Umbrella – The Ultimate Best Buy

A personal umbrella policy is sometimes misunderstood.. That’s unfortunate because the personal umbrella is an insurance “best buy”. It is inexpensive and does its job well. Let’s take a look at just what this policy does, determine if you need one, and decide if it’s…

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