Tel: (479) 452-4000 | Fax: (479) 484-5185 | contact@nullbhca.com

Author: BHC Insurance

0

23 Jun Drones: The Risk Exposures to Your Business

While the military and hobbyists have been using unmanned aerial systems (UAS), better known as drones, for some time now, businesses are just starting to adapt the technology for their own uses. UAS are creating new opportunities—and new risks—for businesses to evaluate, and regulators and…

READ MORE
0

23 Jun Using Drones Safely

Drones are usually thought of as toys or hobbyist aircraft. However, they also constitute a substantial risk to your family, home and privacy. Whether or not you own a drone, it’s important that you’re aware of regulations and safety tips regarding their use. Registering Your…

READ MORE
0

20 Jun Grilling Safety Reminders For Your Summer BBQ

Though grilling is an extremely popular way to prepare food in the summer, it can also be dangerous. According to the U.S. Fire Administration, gas and charcoal grills account for an average of 10 deaths and 100 injuries annually. Additionally, the National Fire Protection Association…

READ MORE
0

14 Jun Insuring Your College Student

When your child leaves for college, it is a big event. One thing that you should think about is your insurance coverage and how it could change with your son or daughter away at school. Protecting Your Student’s Belongings Many homeowners policies consider a dorm…

READ MORE
0

12 Jun Do You Need Car Rental Insurance?

The best time to make the decision about whether you will need extra rental car insurance is before you’re standing at the car rental counter. Collision Damage Waiver (CDW), or Loss Damage Waiver (LDW), relieves you of financial responsibility if your rental car is damaged…

READ MORE
0

06 Jun Boat Insurance for Smooth Sailing

You can insure just about any kind of vessel, whether you have a yacht, speed boat or personal watercraft like a JetSki. Every type of boat has the potential to be stolen or damaged, and can be involved in an incident that results in harm…

READ MORE
0

18 Apr Now Hiring – Commercial Lines Processor

Position Summary The Commercial Lines Processor will perform the essential duties of this position, which include working closely with the Client Service Professional with the processing of assigned tasks. The Commercial Lines Processor works under the direction of the Commercial Lines Manager. Essential Functions Performs…

READ MORE
0

07 Apr The Agent Advantage

What do I give up by not using an agent to purchase insurance? The disadvantage of not using an agent to purchase insurance is that the policyholder does not receive as much, or often any, personal service. A licensed agent with whom there is direct…

READ MORE
0

27 Mar PROTECTING AGAINST HAIL DAMAGE

Hail can strike geographically anywhere and can cause major damage to your vehicle. If a hailstorm strikes without warning, take the following precautions to keep yourself and your vehicle safe. Do not get out of your vehicle if you are driving during a hailstorm. If…

READ MORE
0

20 Feb Motorcycle Insurance

Buying motorcycle insurance is very similar to buying automobile insurance. Typically, you will need the following coverage: Liability insurance to cover you for bodily injury or property damage resulting from an accident with your motorcycle. Be sure to ask us whether your policy covers injuries…

READ MORE
0

20 Feb Insuring Your Home During Remodeling

If you’re adding an extra room or improving your home in some way, you will likely need to update your homeowners insurance policy so that the new addition or improvements will be covered. You should do this before you start any work, because if you…

READ MORE
0

13 Feb Insuring a New Driver

When your new driver is named on an existing auto insurance policy or obtains his or her own insurance, the company providing the coverage is assuming an additional risk. In order to cover that new risk, there is an additional cost for insuring the young…

READ MORE
0

03 Jan Windshield Damage – Repair or Replace?

  WHACK! A rock just bounced off your windshield, leaving a dime-sized chip right in front of your nose. Not only does it obstruct your view, but if it’s like other rock chips you’ve received, it’ll soon sprout cracks that spread like wildfire. There was…

READ MORE
0

14 Nov Insuring A Home Based Business

Generally speaking, homeowners insurance does not cover your home business. Some standard homeowners policies cover a maximum of $2,500 for business equipment in the home, but none cover business-related liability or other losses. If you run a business from your home (and there are about…

READ MORE
0

14 Nov Hosting Thanksgiving? Have Fun. Be Smart.

Thanksgiving is a wonderful time to gather with family and friends. Be sure your guests are safe and secure while you’re hosting them. Here are a few tips. Here are some considerations for protecting guests and your home during a party: • Slips and falls…

READ MORE
0

19 Oct Insuring Your Rental Car

The best way to protect yourself when using a rental car is to purchase a regular automobile insurance policy that explicitly extends collision and comprehensive coverage to rental cars in any state or country. If you don’t own a car and you rent on a…

READ MORE
0

11 Aug What Makes a Vehicle a Target for Thieves?

Although car theft can happen to anyone, thieves target some vehicle models more than others. Vehicles from older model years are targeted because thieves are able to sell the used parts quickly, and older models don’t have the sophisticated anti-theft features that newer cars have….

READ MORE
0

17 May Keep Energy Costs Down This Summer

When the mercury in the thermometer rises, so do energy costs. According to Energy Star, an international standard for energy efficiency, the main contributor to summer electricity bills is air conditioning, so taking steps to keep your system efficient will reduce your bills. Along with…

READ MORE
0

25 Apr Inspecting Home Hail Damage

Many spring and summer storms are capable of producing hail, which can damage your home. Depending on the materials used to construct the different areas of your home, damage may not always be clearly visible. For example, roofs on residential homes can be produced with a…

READ MORE
0

18 Apr Find Out If Your Vehicle Has a Safety Recall

Vehicle Recalls have reached a record high nationwide. An estimated fifty million vehicles operating in the United States have had recalls due to safety issues, but the National Highway Traffic Safety Administration (NHTSA) estimates that 25 percent of recalled vehicles are never repaired. That’s why…

READ MORE
0

11 Apr Is Your Business Protected Against Cyber Attacks?

  Don’t be fooled, hackers aren’t just targeting big health insurance companies and retail stores these days. They’re wreaking havoc in businesses large and small. You can protect your company from losing everything to a data breach with a cyber liability policy. Kirby Cockrum of…

READ MORE
0

04 Apr Preventing Sewer Backups

Some of the costliest homeowners insurance claims are from sewer and water backup mishaps. The most common cause of a backup in your sewer lateral (the pipe that runs from your city’s sanitary sewer main to your home) is from items the line is not…

READ MORE
0

28 Mar Shopping for a Safe Vehicle

If you’re like most people shopping for a new vehicle, safety ranks high among things you’re looking for. Every new car must meet certain federal safety standards, but that doesn’t mean that all cars are equally safe. There are still important safety differences, and some…

READ MORE
0

28 Mar BHC Welcomes Scott Whittenberg

BHC Insurance is pleased to welcome Scott Whittenberg. Scott is a risk management advisor in the Fort Smith office. He works with clients to make sure all their assets are adequately protected. “My main focus is on property and casualty insurance for commercial businesses,” says…

READ MORE